Facebook brings Messenger payments to France and the UK

Facebook might soon let you send money using red envelope feature

The news was announced in a Facebook blog post.

Facebook Inc (NASDAQ:FB) just brought a much-anticipated feature for its ultra-popular Messenger chat app to one of the world's largest economies.

In March 2015, Facebook announced its P2P payments system was going live on Messenger for users in North America, in an effort to tap into the payments market by integrating the functionality into the pre-existing Messenger App.

Some people may be cautious about allowing Facebook to further ensconce itself in their daily lives, as many already believe the company has a monopoly on a vast range of online interactions we all carry out on a regular basis, but others may view it as a handy and convenient tool.


Social media mogul company Facebook has launched P2P payments through Facebook Messenger in the United Kingdom today.

All you need to do is link your debit or credit card to your Messenger account, choose the amount of money you want to send over and press send. According to research by Kenshoo published in December 2016, 53% of French Internet users and 48% of U.K. Internet users had Facebook Messenger.

Additionally, Messenger P-to-P can only be linked to a debit card, and while the transaction occurs instantly, the settlement of funds can still take 1-3 business days depending on the connected financial institution. When receiving cash, a card only also needs to be added the first time also. Skype lets users in almost two dozen countries send cash within its mobile app via PayPal and PayPal has a bot that let's you send money within Slack. And when it comes to payments, we take extra steps for protection: "All debit card credentials are encrypted and protected with bank level security, our world-class anti-fraud specialists monitor payments, and in the rare case that we find unauthorized activity on an account, we'll work with them to secure the account again".

Other firms in the USA market include Square, which lets users swap money via its "Cash" app, and Paypal, which acquired payment service Venmo.

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